Understanding The Workers' Compensation System

The purpose of workers' compensation is to provide injured workers with the financial compensation and medical care they need to heal without forcing them into bankruptcy or back to work too soon. If you suffer an injury on the job, you are entitled to free medical care and prescription medications for as long as your injury persists. Even after you complete your medical treatment, you are generally entitled to some measure of permanency compensation for your injuries, and our goal is to help you obtain the maximum amount of benefits to which you are entitled by law.

Weekly Wage Benefits

Employers and insurance companies often miscalculate weekly disability benefits. We work to ensure that you receive the full amount of weekly benefits which you are entitled to receive. Current weekly wage benefits include:

  • If a work injury prevents your immediate return to the job, you are entitled to two-thirds of your average weekly wage until you heal and are able to resume light or full work duties.
  • If your injury restricts you to working a light-duty assignment, you will either be paid your full wage or the insurance company must reimburse you two-thirds of any shortfall.
  • If a work injury leaves you totally disabled and unable to work, workers' compensation may be required to pay two-thirds of your regular pay for the rest of your life, or you can choose to receive a lump-sum settlement. Set-offs may apply to Social Security Disability, so it is very important to seek legal advice and guidance for these types of complex claims.

Permanent Partial Impairment Or Disability And Permanent Total Disability Benefits

When a doctor releases you from care, generally referred to as maximum medical improvement, you are entitled to a financial settlement for any permanent impairment or disability, whether that permanency is partial or total.

Insurance adjusters often undervalue permanent impairment and disability claims, and almost never give consideration to total disability claims unless you have legal representation. When you complete your medical treatment, our attorneys work to ensure that you receive a prompt and fair settlement

Ensuring You Receive The Benefits You Need And Deserve

We work hard to obtain the money injured workers need to replace lost wages and cover medical expenses associated with their injuries. From our office in Chesterton, we represent workers who live in the surrounding communities including Hammond, Gary, Michigan City and throughout northern and northwest Indiana. If you suffered an injury on the job or have questions about a possible injured worker claim, we are ready to put our experience to work for you. Call 888-901-COMP (2667) or contact a lawyer today to schedule a free initial consultation.